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Ask the taxgirl: Refund Anticipation Loan (RAL) Denials and Delays

Taxpayer asks: Why was my RAL denied? Taxgirl says: RALs are refund anticipation loans. They are basically loans (usually high interest) against your refund from the IRS. I am not a fan of the RAL. In...

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Where’s My Refund?

About 10% of my “ask the taxgirl” questions right now are asking “Where’s my refund?” – though, admittedly, some ask in a nicer way than others. Your refund information is generally available about 72...

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IRS Changes the Way RAL Providers Will Do Business

The last couple of tax seasons have been tough for many taxpayers trying to utilize popular refund anticipation loans (RALs). With banks increasingly unwilling to provide loans for third party...

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